Sue for Money Owed?Recover What's Yours
Lent money to a friend, family member, or acquaintance who won't pay you back? You can recover it through small claims court — even without a written contract.
Check My Claim FreeFree assessment in 2 minutes. No sign-up needed.
Can I do this?
Yes. You can take this to small claims court yourself, without a solicitor. You have a strong case if:
You lent money to someone who agreed to pay it back
The borrower has missed the agreed repayment date or is ignoring you
You have some evidence of the loan — bank transfers, messages, or witnesses
The amount owed is under £10,000
You have tried to ask for the money back and been refused or ignored
What it costs
Typical claim: £500–£10,000. Court fees are recoverable from the other side if you win.
How it works
Free assessment
Tell us what happened. AI analyses your case strength and CPR compliance in 2 minutes.
We build your case
Upload evidence. AI drafts your Letter Before Action, court bundle, and witness statements.
File and win
Print court-ready documents. File with the court. Most cases settle before a hearing.
Ready to get your money back?
The free assessment takes 2 minutes and tells you your claim strength before you spend anything.
Check My Claim FreeCommon questions
Want to learn more? Read our full guide